When to use this calculator
Calculate a simple return relative to the amount originally invested. Includes only the values entered and is not annualised.
Explore the investment return calculators for other questions in this topic. For a related calculation, use the IRR Calculator: Estimate one periodic internal rate of return for a conventional cash-flow sequence.
PUTTING IT INTO PRACTICE
Investment Return: a worked example
The values below are an illustrative example, not a recommendation. Replace them with measurements or assumptions that match your question.
| Input | Example value |
|---|---|
| Initial investment | 1,000 |
| Final value including distributions | 1,250 |
| Result | 25 % |
- Check the input labels and enter the example values above.
- Apply the relationship: Return (%) = (final − initial) ÷ initial × 100.
- The result is 25 %, rounded for display.
How to interpret your result
Includes only the values entered and is not annualised.
Return measures must cover the same time period before comparison. CAGR annualises two endpoint values but does not model interim cash flows. Current income yield differs from total return or yield to maturity.
Frequently asked questions
Can CAGR handle money added during the period?
The simple endpoint CAGR model does not account for intermediate deposits and withdrawals. Those require cash-flow-aware methods.
How do I use the investment return calculator?
Enter initial investment, final value including distributions. The result updates automatically. Use the units shown beside each input; the example values illustrate the method.
Which formula does this calculator use?
Return (%) = (final − initial) ÷ initial × 100.
What should I check before using the result?
Includes only the values entered and is not annualised.
How are results rounded?
Scalar numbers display up to six decimal places, with scientific notation for very large or small values. Text, fraction, date and schedule outputs use the format described on the tool. Intermediate calculations use JavaScript floating-point arithmetic. Keep sensible precision for your measurements.
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